Regular Loan

Regular or Personal Loan

Max. Up To Rs. 1,50,000/- Society provides financial support instantly in case of urgent needs of member in the form of Personal loan as per the following details
Best Interest Rate from Bank or other financial institution
Safe & Secure your Money
Easy Apply Process

INTEREST

  • 15% p.a. (1.25% p.m.) Reducing Balance

    • ELIGIBILITY

  • Must be a Member of the society.
  • Share Money and Compulsory Deposit (CD) shall be min. 10 % each deposited into the account of the member.
  • 2 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)

    • DOCUMENTS REQUIRED

  • Photo Id Proof Aadhar Card, Pan Card are Compulsory , Voter ID Card, etc.)
  • Address Proof (Water/Electricity bill, Compulsory)
  • Rent Agreement (In case of Tenant and Electricity/Water Bill of the Landlord)
  • Income Proof ( Salary Slip , Income Certificate , ITR )
  • 2 Latest Passport Size Photo.
  • Both Guarantor Aadhar card copy and photo)

    • LOAN TENURE & CHARGES

  • Loan Tenure will be max. of 12 months (1 year)
  • Non-payment of the instalment on Due date will incur 3% penalty interest extra to the member.
  • Loan processing charges shall be applicable. (Building & Kalyan fund )

    • PAYMENT MODE

    Member Can be Deposit Amount Through Any Online Mode of Payment Or CASH /CHEQUE
    Apply for Personal Loan
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    About us

    Awadh Jan Kalyan Co-operative  Society  Ltd. is a Thrift & Credit Cooperative Society registered under the Delhi Cooperative Societies Act 2003. The main goal of establishing this co-operative society is to promote financial freedom among people around us. The Society has its corporate office at Delhi. The norms and rules of working related to the Society have been outlined under the Bye-laws of the Society.

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